PRIVACY POLICY for LoanModUS.com

Mini Mo Services Inc. dba LoanModUS.com, Loan Modification Masters

 We know that you care how your information is used, and we appreciate your trust that we will use it carefully and sensibly. This notice describes our privacy policy. By visiting us, you are accepting the privacy policy described below.

1.  What Personal Information Do We Collect?

• Information You Provide.  We receive and store information you enter.  For example, when you search for a service, or when you supply information such as your address or phone number.  We use the information that you provide for such purposes as responding to your requests, improving our website, and communicating with you.

• Cookies. Like many websites, we use "cookies".  Cookies are small programs that we transfer to your hard drive that allow us to recognize you and to provide you with a customized loan tracking experience.  If you do not want us to use cookies, you can easily disable them by going to the toolbar of your web browser, and clicking on the “help” button.  Follow the instructions that will prevent the browser from accepting cookies, or set the browser to inform you when you receive a new cookie.  In addition, you may visit this and other websites anonymously through the use of utilities provided by other private companies.

• Other Information: Every computer has an IP (Internet Protocol) address.  IP addresses of computers used to visit this site are noted.  In addition, we automatically collect other information such as email addresses, browser types, operating systems, and the URL addresses of sites clicked to and from this site.

• Information from Other Sources.  We might receive information about you from other sources and add it to our account information.  This may include updated delivery and address information from loan servicers, law centers, or other sources so that we can correct our records and deliver communication effectively. 

2.  How Do We Use Your Information?

• Customized Loan Modification Tracking.  We use your information to better serve you by providing a customized loan modification tracking experience.

• Agents. Other companies and individuals may perform functions on our behalf. Examples include delivering packages, updating and providing loan tracking conditions and sending postal mail and e-mail. They have access to personal information needed to perform their functions, but may not use it for other purposes.

• Business Transfers. As we continue to develop our business, we might sell or buy businesses or assets. In such transactions, customer information generally is one of the transferred business assets. Also, in the unlikely event that we are acquired, customer information will be one of the transferred assets.

• Law Enforcement.   If we receive a lawful court order to release account or other personal information then we will comply with the law.  We will also release information when necessary to protect the life, safety or property of others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction.

3.  How Do We Protect the Security of Your Information?

• We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input.

• We use encryption to protect your information contained in our customer list.

• We use a firewall to protect against unlawful intrusion.

• We limit access to your information on a “need to know” basis.

• It is important for you to protect against unauthorized access to your password and to your computer. Be sure to sign off when finished using a shared computer.

• No system can guarantee absolute security, just as the finest lock can not guarantee physical security.  However, we take every reasonable precaution to assure that your data is secure.

   

4.  Children

We do not sell products or services to children. If you are under 18, you may use this site only with involvement of a parent or guardian.

5. Editing or deleting your account information

You are not given direct access to manually change your account information. In the event that require such changes to your account information, contact the administrator with your user name and state the necessary changes. You may also request that your user account be deleted; to do so, please contact the site administrator. Content or other data that you may have provided, and that is not stored within your user account, such as articles published, may continue to remain on the site at the site editor's discretion, even after your user account is deleted. Please see the site's Terms of use for more information.

6.  Other Websites

Various Web sites may be linked to from this site.  If you link to another site, your privacy depends on the policy of that site.  We strongly urge you to check their privacy policy.  Not all sites guarantee that they will not share your personally identifiable information with others.  You may also wish to consult privacy guidelines such as those recommended by the Online Privacy Alliance (www.privacyalliance.org).

7. No Guarantees

While this privacy policy states standards for maintenance of data, and while efforts will be made to meet the said standards, the site editor is not in a position to guarantee compliance with these standards. There may be factors beyond the site editor's control that may result in disclosure of data. Consquently, the site editor offers no warranties or representations as regards maintenance or non-disclosure of data.

8.  Contact Us

If you would like to learn more about our privacy policy, or to access your personally identifiable information contained on our website, you may contact us.  You will be required to provide identifier information to assure that this information is not released to others.  We reserve the right to modify this policy in the future.  If we do so, notice will be posted on our home page.